Mortgage & Consumer Lending Conventional 28/36 Qualified

Front-End & Back-End Debt-to-Income (DTI) Mortgage Qualifier

Evaluates 28/36 conventional, 43% QM, and 50% FHA automated underwriting thresholds from gross monthly income and recurring debt.

Gross Monthly Income ($) Proposed Monthly Housing PITIA ($) Other Monthly Debt Payments ($)

Back-End Total DTI Ratio 34.0%

Front-End Housing Ratio 26.8%