Mortgage & Home Buying Interactive Real-Time Model

FHA Upfront (1.75%) & Annual Mortgage Insurance Premium Calculator

Calculates HUD 1.75% UFMIP, monthly MIP (0.55% standard), and 11-year vs life-of-loan duration rules.

Base FHA Loan Amount ($) Down Payment (%) Annual MIP Factor (bps)

Estimated Primary Output $7,151

Input Baseline $380,000